Liability Coverage

Man Slipping on Floor with sign stating "caution wet floor" in foreground
Liability coverage may respond when a third party sustains injury on a member’s premises.

Coverage for Liability

MCIT provides comprehensive liability coverage, including police professional liability, to respond to the exposures MCIT counties and affiliated entities face:

  • Bodily injury and property damage
  • Personal and advertising injury liability
  • Medical payments
  • Public employees liability
  • Employee benefits liability

Learn More

Details about MCIT liability coverage are provided in the current year’s MCIT Coverage Document and the Coverage Review webinar.

For information about how MCIT coverage applies to auto physical damage and auto liability, see the Auto Coverage page.

Risk Management for Liability Exposures

MCIT provides several articles explaining liability risks and ways to manage them. Find them in the Resource Library. Members are also encouraged to contact their risk management consultant with questions they have about specific liability issues.