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Browse through a collection of more than 100 articles and model forms in the MCIT Resource Library. Use the search tools to the left to narrow in on the appropriate resource.
356 Articles found
May 2021 | Article | Uploaded in:
Recommended minimum coverages and liability limits for independent contractors, vendors and service providers, including general requirements, certificate of insurance, specific insurance, and hold harmless and indemnification agreement.
May 2021 | Article | Uploaded in:
Examines MCIT flood coverage endorsement, its limits and coverage application. Also address National Flood Insurance Program and risk management advice for mitigating flood damage.
May 2021 | Article | Uploaded in:
Tips for how to work with independent contractors to ensure that they have adequate liability insurance limits in place to match the member's policies and projects risk exposures.
May 2021 | Article | Uploaded in:
Valuable papers and records need to be protected. This article discusses what valuable papers and records are, MCIT coverage for valuable papers and records, coverage limits and how members can protect these documents.
May 2021 | Article | Uploaded in:
Insurance comes in two forms—occurrence and claims made. The form of a contractor's insurance can have a significant impact on how, or even if, a contractor’s coverage will apply when a loss occurs. This often confusing aspect of insurance coverage sparks frequent questions from members, which MCIT answers here.
May 2021 | Article | Uploaded in:
To have sufficient financial resources to cover a potential loss, the county fair vendor or exhibitor should agree to maintain adequate insurance coverage with appropriate liability limits and provide proof of that coverage via a certificate of insurance. Article explains the importance of obtaining, reviewing and managing certificates of insurance coverage.
May 2021 | Article | Uploaded in:
An important part of the risk management process is placing the responsibility for negligent actions with the negligent party. Members should take four steps to verify coverage for vendors and exhibitors at the fair. This ensures that county fair/agricultural society vendors and exhibitors (a.k.a. independent contractors and service providers) not only accept responsibility for their acts, but are able to follow through with the ability to pay for any resulting damages.
April 2021 | PDF | Uploaded in:
Articles in May/June 2021 Bulletin: Legal Considerations for Mandatory COVID-19 Workplace Vaccination Policies; Emergency Paid Sick Leave Under American Rescue Plan Act; Bulletin Readership Survey Results; Help Staff Make Transition Back to Workplace; Workplace Injury Hotline: Quick Medical Advice, Easy Workers’ Compensation Reporting; Watch for Personal Appliances as Staff Return to Office; Considerations: Using Vendors for Workplace Safety Efforts; and How to Minimize Risks of Electronic Distribution of Personnel Policies
April 2021 | Article | Uploaded in:
As more employees work remotely, increasingly employers have chosen to distribute personnel policies or employee handbooks electronically, often through e-mail, a shared server or posting on the employer’s intranet site. Electronic distribution may be expedient, but it comes with its own unique risks for employers that can be minimized with careful planning.
April 2021 | Article | Uploaded in:
Practical advice for government entities in creating and maintaining e-mail in accordance with the Minnesota Data Practices Act.