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Browse through a collection of more than 100 articles and model forms in the MCIT Resource Library. Use the search tools to the left to narrow in on the appropriate resource.
54 Articles found | Coverage
December 2018 | PDF | Uploaded in:
As a separate and distinct (from its creating members) legal entity, the joint powers entity needs its own coverage for liability to protect the entity, the joint powers entity's board and when appropriate, the employees of the new entity.
December 2018 | Article | Uploaded in:
Frequently asked questions about bonds, specifically fidelity bonding requirements for Minnesota public officials, are answered. Includes information about MCIT's employee dishonesty and faithful performance of duty bond.
November 2018 | Article | Uploaded in:
Fidelity, dishonesty, performance, surety, contract, fiduciary are all terms that are frequently mentioned when discussing bonds. This article discusses what these bonding terms mean and how MCIT coverage responds.
August 2018 | Article | Uploaded in:
Prompt reporting leads to a quicker resolution of the claim, thus making the member whole by restoring it to its pre-loss condition. However, self-interest is just one of many reasons a claim should be reported promptly. The member benefits in several ways from prompt claim reporting, but may suffer negative consequences if claim reporting is delayed.
August 2018 | Article | Uploaded in:
MCIT launched specialized coverage for data compromise and cyber-related exposures Jan. 1, 2017. Data compromise, CyberOne coverage conditions apply. Any incident or suspected incident involving the compromise of data, data breaches or computer attack requires the member's immediate action, specifically, contacting the MCIT claims team.
August 2018 | Article | Uploaded in:
MCIT liability coverage may not apply to E. coli and related food borne illness outbreak claims at county fairs. As such, members should take measures to minimize the potential opportunity for these outbreaks to occur.
August 2018 | Article | Uploaded in:
Driving motorcycles for business purposes creates an increased risk in liability for the employer. Article explains these risks and how MCIT coverage may apply, as well as provides risk management advice.
Before an employer allows pets on premises, they should perform a cost-benefit analysis, including possible liability and coverage issues for allowing pets in the workplace.
July 2018 | Article | Uploaded in:
Infrared image can identify potential problems in building mechanical and electrical systems. Infrared imaging detects the heat that every object emits in the form of electromagnet thermal radiation, as well as measuring temperature differences. When measured surface temperature differences and thermal patterns of mechanical or electrical equipment are deemed abnormal or unexpected, technicians can diagnose the issues so corrective actions can be taken.
July 2018 | Article | Uploaded in:
As part of the MCIT property coverage, members can have Hartford Steam Boiler conduct inspections of boilers and pressure vessels as required by the Minnesota Department of Labor and Industry. Typically boilers are inspected each year while pressure vessels, such as air tanks, are examined every other year.