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Browse through a collection of more than 100 articles and model forms in the MCIT Resource Library. Use the search tools to the left to narrow in on the appropriate resource.
54 Articles found | Coverage
August 2018 | Article | Uploaded in:
MCIT launched specialized coverage for data compromise and cyber-related exposures Jan. 1, 2017. Data compromise, CyberOne coverage conditions apply. Any incident or suspected incident involving the compromise of data, data breaches or computer attack requires the member's immediate action, specifically, contacting the MCIT claims team.
August 2018 | Article | Uploaded in:
MCIT liability coverage may not apply to E. coli and related food borne illness outbreak claims at county fairs. As such, members should take measures to minimize the potential opportunity for these outbreaks to occur.
August 2018 | Article | Uploaded in:
Driving motorcycles for business purposes creates an increased risk in liability for the employer. Article explains these risks and how MCIT coverage may apply, as well as provides risk management advice.
Before an employer allows pets on premises, they should perform a cost-benefit analysis, including possible liability and coverage issues for allowing pets in the workplace.
July 2018 | Article | Uploaded in:
Infrared image can identify potential problems in building mechanical and electrical systems. Infrared imaging detects the heat that every object emits in the form of electromagnet thermal radiation, as well as measuring temperature differences. When measured surface temperature differences and thermal patterns of mechanical or electrical equipment are deemed abnormal or unexpected, technicians can diagnose the issues so corrective actions can be taken.
July 2018 | Article | Uploaded in:
As part of the MCIT property coverage, members can have Hartford Steam Boiler conduct inspections of boilers and pressure vessels as required by the Minnesota Department of Labor and Industry. Typically boilers are inspected each year while pressure vessels, such as air tanks, are examined every other year.
June 2018 | Article | Uploaded in:
Explains potential loss potential inherent in the costly, infrequently used electronic voting equipment and how MCIT coverage applies.
April 2018 | Article | Uploaded in:
Drones, or unmanned aircraft systems (UAS), have the ability to aid government entities in many ways: mapping, surveillance, and search and rescue, to identify a few. However as with any new technology, there are risks of using drones for conducting government business. Members should take steps to manage those risks.
March 2018 | Article | Uploaded in:
Generally, only scheduled property is eligible for coverage. As such, it is important for members to understand how to keep property schedules current to ensure that coverage applies if a loss should occur to property.
January 2018 | Article | Uploaded in:
The basics of personal injury protection, uninsured motorist and underinsured motorist coverages, including limits of coverage, who is covered, priorities of coverage and how coverage coordinates with other types.