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Browse through a collection of more than 100 articles and model forms in the MCIT Resource Library. Use the search tools to the left to narrow in on the appropriate resource.
55 Articles found | Coverage
Property/casualty or workers’ compensation coverage responds to slip and fall claims, depending on who is injured. It is important for members to understand the liabilities, responsibilities and potential defenses involved in slip and fall claims in a parking lot and sidewalk.
May 2019 | PDF | Uploaded in:
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March 2019 | Article | Uploaded in:
When the equipment accepts and manipulates data or is connected to a computer system, members should consider covering this equipment under MCIT’s electronic data processing coverage. Although this coverage may cost a bit more, the advantages of having this enhanced coverage generally are beneficial to the member.
March 2019 | MS Excel | Uploaded in:
The sample EDP inventory spreadsheet can be used as-is or modified by members to provide MCIT with a member's electronic data processing equipment inventory annually. The sample includes all fields that MCIT requires.
December 2018 | PDF | Uploaded in:
As a separate and distinct (from its creating members) legal entity, the joint powers entity needs its own coverage for liability to protect the entity, the joint powers entity's board and when appropriate, the employees of the new entity.
December 2018 | Article | Uploaded in:
Frequently asked questions about bonds, specifically fidelity bonding requirements for Minnesota public officials, are answered. Includes information about MCIT's employee dishonesty and faithful performance of duty bond.
November 2018 | Article | Uploaded in:
Fidelity, dishonesty, performance, surety, contract, fiduciary are all terms that are frequently mentioned when discussing bonds. This article discusses what these bonding terms mean and how MCIT coverage responds.
August 2018 | Article | Uploaded in:
Prompt reporting leads to a quicker resolution of the claim, thus making the member whole by restoring it to its pre-loss condition. However, self-interest is just one of many reasons a claim should be reported promptly. The member benefits in several ways from prompt claim reporting, but may suffer negative consequences if claim reporting is delayed.
August 2018 | Article | Uploaded in:
MCIT launched specialized coverage for data compromise and cyber-related exposures Jan. 1, 2017. Data compromise, CyberOne coverage conditions apply. Any incident or suspected incident involving the compromise of data, data breaches or computer attack requires the member's immediate action, specifically, contacting the MCIT claims team.
August 2018 | Article | Uploaded in:
MCIT liability coverage may not apply to E. coli and related food borne illness outbreak claims at county fairs. As such, members should take measures to minimize the potential opportunity for these outbreaks to occur.