Before MCIT members respond to request for help with state or federal declared disasters, it is important for them to understand how coverage applies to their role in relief activities. This article provides an analysis of property, liability (a.k.a. casualty) and workers’ compensation coverage provided by MCIT.

Understanding the differences among various types of bonds, when they are necessary or required and how they work is key for safeguarding local government operations.

MCIT developed the Solid Waste Management Loss Prevention Best Practices Guide to provide members information and recommendations to help recognize and reduce hazards common to solid waste management facilities/operations. Each topic within the guide describes the typical safety exposures surrounding equipment and work tasks for solid waste management. Best practices are then outlined to help educate employees and reduce those exposures.

MCIT developed the Public Works Loss Prevention Best Practices Guide to provide members information and recommendations to help recognize and reduce hazards common to public works departments and protect public entities from liability and loss. Each topic within the guide describes the typical safety exposures surrounding equipment and work tasks for public works departments. Best practices are then outlined to help educate employees and reduce those exposures.

Explains how the Open Meeting Law for committees whose membership consists of less than a quorum of the board.

This Resource examines aspects of the Open Meeting Law that expose public entities to risk, provides suggestions for managing those risks and explains MCIT coverage.

This model joint powers agreement to establish a joint powers entity has been developed by Minnesota Counties Intergovernmental Trust. MCIT provides this model to its members as a recommended form to follow when establishing a joint powers entity. This is only a recommendation and does not constitute legal advice.

Most of MCIT property coverage is written on a replacement cost basis. This article explores how replacement cost coverage is applied to claim situations., the importance of accurate property values and up-to-date property schedules.

MCIT’s property coverage, like a person’s homeowners and auto policies, is a specific, detailed document. It contains many sections and provisions including definitions, conditions, endorsements, limitations of coverage, extensions of coverage, limits and sublimits of coverage, exclusions and sometimes exceptions to exclusions. It can be complicated, and members who understand their property coverage will be better able to prepare, plan for and respond to a loss from a weather-related event, as well as minimize the disruption and uncertainty that can occur after a loss.

MCIT coverage applies to property and equipment owned by the member when it is included on the property or inland marine schedule. What is less well understood is how MCIT coverage applies to property owned by others while on a member’s premises.