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Browse through a collection of more than 100 articles and model forms in the MCIT Resource Library. Use the search tools to the left to narrow in on the appropriate resource.
50 Articles found | Coverage
May 2021 | Article | Uploaded in:
Examines MCIT flood coverage endorsement, its limits and coverage application. Also address National Flood Insurance Program and risk management advice for mitigating flood damage.
May 2021 | Article | Uploaded in:
Valuable papers and records need to be protected. This article discusses what valuable papers and records are, MCIT coverage for valuable papers and records, coverage limits and how members can protect these documents.
May 2021 | Article | Uploaded in:
Insurance comes in two forms—occurrence and claims made. The form of a contractor's insurance can have a significant impact on how, or even if, a contractor’s coverage will apply when a loss occurs. This often confusing aspect of insurance coverage sparks frequent questions from members, which MCIT answers here.
April 2021 | Article | Uploaded in:
No two historical societies have identical pieces of history to preserve, and each must decide the best way to cover property to meet their specific needs. MCIT encourages members to discuss coverage options with their MCIT risk management consultant as some of their particular circumstances may not be addressed in this general discussion.
March 2021 | Article | Uploaded in:
There are a host of items to check off in preparation for a public building project. One is ensuring that contractors provide valid bonds for construction projects.
March 2021 | Article | Uploaded in:
Because of the risks generally involved in hosting special events, such as rodeos, demolition derbies, amusement rides and racing, and the limited number of members that sponsor the events, MCIT typically does not cover the events. This article explains the coverage exclusions and provides risk management advice for such events.
March 2021 | Article | Uploaded in:
Most of MCIT property coverage is written on a replacement cost basis. This article explores how replacement cost coverage is applied to claim situations., the importance of accurate property values and up-to-date property schedules.
March 2021 | Article | Uploaded in:
Historically, employers have agreed to indemnify, defend and and hold an employee or official harmless for claims arising from acts performed while carrying out duties within the scope or at the direction of his or her employer. Indemnification ensures that the employee or official can act in good faith to perform his or her duties without the risk of being personally responsible for costs associated with defending his or her actions.
February 2021 | PDF | Uploaded in:
"Risk Management Resources for Historical Societies" provides valuable information about the 10 most common questions and concerns from historical societies regarding risk management.
January 2021 | Article | Uploaded in:
When a data compromise or cyber-attack occurs, before issuing notifications to affected individuals or diagnosing system issues to determine the extent of a hack or malware, the member needs to pause and consider the important cyber suite coverage conditions, or rules, necessary to ensure coverage.