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Browse through a collection of more than 100 articles and model forms in the MCIT Resource Library. Use the search tools to the left to narrow in on the appropriate resource.
52 Articles found | Coverage
November 2020 | Article | Uploaded in:
Explains what Minnesota law says about responsibility when a windshield is broken due to flying debris, steps to take to minimize exposure and records to keep to aid in defending these liability property claims.
October 2020 | PDF | Uploaded in:
The guide "Essentials of Risk Management for Motor Vehicles" provides an overview of several key risks of motor vehicle use for local public entities and provides strategies members can use to manage and minimize them.
August 2020 | Article | Uploaded in:
When a building project is planned, members must determine how to properly insure the project from losses due to fire, theft, windstorm and other perils that could cause a major loss. This article addresses some of the most frequently asked questions relating to this issue and builder’s risk coverage.
July 2020 | Article | Uploaded in:
Counties must follow a legally prescribed process to collect the unpaid taxes—a process that may take many years. It is important for members to understand how coverage may apply during the tax-forfeiture process and for tax-forfeited property.
July 2020 | Article | Uploaded in:
Frequently asked questions about bonds, specifically fidelity bonding requirements for Minnesota public officials, are answered. Includes information about MCIT's employee dishonesty and faithful performance of duty bond.
July 2020 | Article | Uploaded in:
County recorders have expressed concern over the personal liability to which they may be subject by virtue of the surety bond that a licensed abstracter is required to obtain. To be licensed, an abstracter must be insured. However, abstracter liability policies are no longer available. Instead licensed abstracters must purchase a surety bond. This article addresses issues of abstracter licensing and surety bonding.
July 2020 | Article | Uploaded in:
It is important for members to understand the exposures that accompany the use of volunteers for their organizations, how MCIT coverage may apply and how best to manage the risks unique to volunteers.
April 2020 | Article | Uploaded in:
What does “actual cash value” really mean? It means that at the time of the loss, payment is based on the depreciated value or current market value of the scheduled item. In other words, the member replaces what it had with what it had, not a brand new version of it.
April 2020 | Article | Uploaded in:
When an organization shares a vehicle or equipment with another entity or borrows an auto or equipment from another party, it is important that the each party understands who is responsible for the vehicle or equipment and how coverage applies for shared and borrowed autos and equipment.
April 2020 | Article | Uploaded in:
How coverage will apply to a loss when it involves an employee’s use of member-owned property or equipment for personal reasons.