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Browse through a collection of more than 100 articles and model forms in the MCIT Resource Library. Use the search tools to the left to narrow in on the appropriate resource.
56 Articles found | Coverage
April 2020 | Article | Uploaded in:
Infrared image can identify potential problems in building mechanical and electrical systems. Infrared imaging detects the heat that every object emits in the form of electromagnet thermal radiation, as well as measuring temperature differences. When measured surface temperature differences and thermal patterns of mechanical or electrical equipment are deemed abnormal or unexpected, technicians can diagnose the issues so corrective actions can be taken.
March 2020 | Article | Uploaded in:
MCIT liability coverage may not apply to E. coli and related food borne illness outbreak claims at county fairs. As such, members should take measures to minimize the potential opportunity for these outbreaks to occur.
March 2020 | Article | Uploaded in:
Drones (unmanned aerial systems) have the ability to aid government entities in many ways: bridge and ditch inspection, mapping, surveillance, and search and rescue, to identify a few. As with any technology, the use of drones does not come without risk.
March 2020 | Article | Uploaded in:
When a building project is planned, members must determine how to properly insure the project from losses due to fire, theft, windstorm and other perils that could cause a major loss. This article addresses some of the most frequently asked questions relating to this issue and builder’s risk coverage.
March 2020 | Article | Uploaded in:
This article discusses which items constitute property in the open and how MCIT coverage responds.
February 2020 | Article | Uploaded in:
Many soil and water conservation districts have chosen to purchase specialized equipment and rent it to the public. Although equipment rental programs have many advantages, they also present several risks for SWCDs that must be considered when implementing such a program.
February 2020 | PDF | Uploaded in:
Reviews claim reporting procedures and forms required to submit a property or casualty (liability) claim to MCIT.
January 2020 | Article | Uploaded in:
Explains potential loss potential inherent in the costly, infrequently used electronic voting equipment and how MCIT coverage applies.
January 2020 | Article | Uploaded in:
When a data compromise or cyber-attack occurs, before issuing notifications to affected individuals or diagnosing system issues to determine the extent of a hack or malware, the member needs to pause and consider the important cyber suite coverage conditions, or rules, necessary to ensure coverage.
Property/casualty or workers’ compensation coverage responds to slip and fall claims, depending on who is injured. It is important for members to understand the liabilities, responsibilities and potential defenses involved in slip and fall claims in a parking lot and sidewalk.