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Browse through a collection of more than 100 articles and model forms in the MCIT Resource Library. Use the search tools to the left to narrow in on the appropriate resource.
313 Articles found
December 2021 | PDF | Uploaded in:
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December 2021 | MS Word | Uploaded in:
Exposures related to data and cyber-security is one of the largest potential loss drivers of a public entity. Prevention and preparedness are critical for addressing this risk. To assist members,  the Cyber-security Self-assessment. It is a broad checklist that an organization uses internally to assist in identifying data security areas it needs to strengthen.
December 2021 | Article | Uploaded in:
A municipality’s consideration of a request for defense and indemnification from an officer (including an elected or appointed official) or employee can be challenging. These requests are generally made by the individual at or near the beginning of a lawsuit when he or she is looking for a speedy (and favorable) decision by the municipality to represent him or her in the lawsuit. Occasionally, municipalities determine they have no duty to defend and indemnify the individual, a decision that may result in litigation.
November 2021 | PDF | Uploaded in:
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October 2021 | PDF | Uploaded in:
When members understand the types of information MCIT requests and when that data is required, the process is easier, less time consuming and more accurate for both the member and MCIT. Requested information is used to determine appropriate contribution amounts and to ensure that members are in the best position to have coverage available.
October 2021 | PDF | Uploaded in:
MCIT’s property coverage, like a person’s homeowners and auto policies, is a specific, detailed document. It contains many sections and provisions including definitions, conditions, endorsements, limitations of coverage, extensions of coverage, limits and sublimits of coverage, exclusions and sometimes exceptions to exclusions. It can be complicated, and members who understand their property coverage will be better able to prepare, plan for and respond to a loss from a weather-related event, as well as minimize the disruption and uncertainty that can occur after a loss.
October 2021 | PDF | Uploaded in:
The "Safety Committee Resource Handbook" outlines Minnesota regulations for safety committees, provides recommendations for effective committee structure and details activities committees can perform to enhance safety within their organizations. The handbook addresses safety committee compliance with Minnesota statutes and rules regarding safety committees; the fundamentals of developing and maintaining an effective safety committee; the tasks an effective safety committee undertakes to minimize losses; and identifies hurdles a safety committee may face and offers solutions to overcome them.
September 2021 | Article | Uploaded in:
Before MCIT members respond to request for help with state or federal declared disasters, it is important for them to understand how coverage applies to their role in relief activities. This article provides an analysis of property, liability (a.k.a. casualty) and workers’ compensation coverage provided by MCIT.
September 2021 | Article | Uploaded in:
Misclassification of independent contractors is not only a tax issue; it also comes into play in several other areas of the law, such as the Workers’ Compensation Act, Fair Labor Standards Act, Minnesota Payment of Wages Act, etc. Therefore, unintended liabilities and penalties may result from misclassification of a worker as an independent contractor when he or she should be classified as an employee.
September 2021 | Article | Uploaded in:
Over the years, members have expressed concerns about foster care insurance requirements for providers. In the past it was difficult, if not impossible, to find foster care insurance for providers that met the tort cap requirements that MCIT typically recommends. The Minnesota Department of Human Services purchases a foster care insurance policy for each licensed foster care provider in the state. The article discusses this coverage.