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Browse through a collection of more than 100 articles and model forms in the MCIT Resource Library. Use the search tools to the left to narrow in on the appropriate resource.
55 Articles found | Coverage
June 2017 | Article | Uploaded in:
Counties routinely host household hazardous waste collection events that involve participation of volunteers to ensure success. However, their involvement increases a member’s exposure to risk.
July 2016 | PDF | Uploaded in:
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May 2016 | Article | Uploaded in:
Many soil and water conservation districts have chosen to purchase specialized equipment and rent it to the public. Although equipment rental programs have many advantages, they also present several risks for SWCDs that must be considered when implementing such a program.
March 2016 | Article | Uploaded in:
No two historical societies have identical pieces of history to preserve, and each must decide the best way to cover property to meet their specific needs. MCIT encourages members to discuss coverage options with their MCIT risk management consultant as some of their particular circumstances may not be addressed in this general discussion.
February 2016 | Article | Uploaded in:
There are a host of items to check off in preparation for a public building project. One is ensuring that contractors provide valid bonds for construction projects.
January 2016 | Article | Uploaded in:
Members should understand the statutory authority for incidental personal use of vehicles owned by members and how MCIT coverage responds to injuries to the employee, other passengers and physical damage to the vehicle and other vehicles involved in an accident.
December 2015 | Article | Uploaded in:
Frequently asked questions about how MCIT coverage applies to sentence to service work crews when crews work on member projects.
December 2015 | Article | Uploaded in:
Insurance comes in two forms—occurrence and claims made. The form of a contractor's insurance can have a significant impact on how, or even if, a contractor’s coverage will apply when a loss occurs. This often confusing aspect of insurance coverage sparks frequent questions from members, which MCIT answers here.
December 2015 | Article | Uploaded in:
Over the years, members have expressed concerns about foster care insurance requirements for providers. In the past it was difficult, if not impossible, to find foster care insurance for providers that met the tort cap requirements that MCIT typically recommends. The Minnesota Department of Human Services purchases a foster care insurance policy for each licensed foster care provider in the state. The article discusses this coverage.
December 2015 | Article | Uploaded in:
County recorders have expressed concern over the personal liability to which they may be subject by virtue of the surety bond that a licensed abstracter is required to obtain. To be licensed, an abstracter must be insured. However, abstracter liability policies are no longer available. Instead licensed abstracters must purchase a surety bond. This article addresses issues of abstracter licensing and surety bonding.