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Browse through a collection of more than 100 articles and model forms in the MCIT Resource Library. Use the search tools to the left to narrow in on the appropriate resource.
313 Articles found | Contracts
May 2021 | Article | Uploaded in:
Tips for how to work with independent contractors to ensure that they have adequate liability insurance limits in place to match the member's policies and projects risk exposures.
May 2021 | Article | Uploaded in:
Valuable papers and records need to be protected. This article discusses what valuable papers and records are, MCIT coverage for valuable papers and records, coverage limits and how members can protect these documents.
May 2021 | Article | Uploaded in:
Insurance comes in two forms—occurrence and claims made. The form of a contractor's insurance can have a significant impact on how, or even if, a contractor’s coverage will apply when a loss occurs. This often confusing aspect of insurance coverage sparks frequent questions from members, which MCIT answers here.
May 2021 | Article | Uploaded in:
To have sufficient financial resources to cover a potential loss, the county fair vendor or exhibitor should agree to maintain adequate insurance coverage with appropriate liability limits and provide proof of that coverage via a certificate of insurance. Article explains the importance of obtaining, reviewing and managing certificates of insurance coverage.
May 2021 | Article | Uploaded in:
An important part of the risk management process is placing the responsibility for negligent actions with the negligent party. Members should take four steps to verify coverage for vendors and exhibitors at the fair. This ensures that county fair/agricultural society vendors and exhibitors (a.k.a. independent contractors and service providers) not only accept responsibility for their acts, but are able to follow through with the ability to pay for any resulting damages.
April 2021 | Article | Uploaded in:
As more employees work remotely, increasingly employers have chosen to distribute personnel policies or employee handbooks electronically, often through e-mail, a shared server or posting on the employer’s intranet site. Electronic distribution may be expedient, but it comes with its own unique risks for employers that can be minimized with careful planning.
April 2021 | Article | Uploaded in:
Practical advice for government entities in creating and maintaining e-mail in accordance with the Minnesota Data Practices Act.
April 2021 | Article | Uploaded in:
No two historical societies have identical pieces of history to preserve, and each must decide the best way to cover property to meet their specific needs. MCIT encourages members to discuss coverage options with their MCIT risk management consultant as some of their particular circumstances may not be addressed in this general discussion.
April 2021 | Article | Uploaded in:
An effective safety program requires everyone’s commitment in the organization, but different strategies can be used to achieve one. Although using vendors for workplace safety may be an option to supplement internal efforts, the ultimate responsibility for the organization’s safety program remains with the employer.
April 2021 | Article | Uploaded in:
Conducting employee accident and injury investigations as soon as accidents or injuries are reported is a necessary part of determining compensability under the Workers’ Compensation Act. As part of the Minnesota Counties Intergovernmental Trust’s continuing efforts to prevent and mitigate such claims, this Resource outlines the rationale for initiating an investigation, how to conduct an investigation and how to comply with data practices laws.