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Browse through a collection of more than 100 articles and model forms in the MCIT Resource Library. Use the search tools to the left to narrow in on the appropriate resource.
55 Articles found | Coverage
December 2015 | Article | Uploaded in:
When a building project is planned, members must determine how to properly insure the project from losses due to fire, theft, windstorm and other perils that could cause a major loss. This article addresses some of the most frequently asked questions relating to this issue and builder’s risk coverage.
December 2015 | Article | Uploaded in:
When an organization shares a vehicle or equipment with another entity or borrows an auto or equipment from another party, it is important that the each party understands who is responsible for the vehicle or equipment and how coverage applies for shared and borrowed autos and equipment.
December 2015 | Article | Uploaded in:
Valuable papers and records need to be protected. This article discusses what valuable papers and records are, MCIT coverage for valuable papers and records, coverage limits and how members can protect these documents.
October 2015 | Article | Uploaded in:
Volunteer drivers often use their personal vehicles to provide services for MCIT members, such as providing rides for seniors. One common concern is whether auto liability coverage is excluded under the volunteers’ personal auto policies.
August 2015 | Article | Uploaded in:
This article discusses which items constitute property in the open and how MCIT coverage responds.
August 2015 | Article | Uploaded in:
MCIT's inland marine coverage includes a line for miscellaneous personal property that covers physical damage as a result of a covered loss for scheduled portable items not appropriately covered under contents, contractor's equipment or electronic data processing equipment.
July 2015 | Article | Uploaded in:
MCIT coverage applies to property and equipment owned by the member when it is included on the property or inland marine schedule. What is less well understood is how MCIT coverage applies to property owned by others while on a member’s premises.
July 2015 | Article | Uploaded in:
It is important that members consider the exposures that accompany the addition of interns to their workforce, how MCIT coverage may apply and how to best manage the risks unique to interns.
July 2015 | Article | Uploaded in:
Most of MCIT property coverage is written on a replacement cost basis. This article explores how replacement cost coverage is applied to claim situations., the importance of accurate property values and up-to-date property schedules.
July 2015 | Article | Uploaded in:
General explanation of MCIT’s public employees liability coverage and workers’ compensation for elected officials.