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Browse through a collection of more than 100 articles and model forms in the MCIT Resource Library. Use the search tools to the left to narrow in on the appropriate resource.
311 Articles found
June 2021 | Article | Uploaded in:
Although financial reimbursement can help alleviate some of the costs resulting from severe property damage, many of the expenses are more difficult to identify. Lost time, disruption in services and employee stress often cannot be rectified with financial reimbursement. As a result, it is important to follow best practices to prevent or mitigate property losses. It is important for staff to check how the organization is doing with the following key items.
May 2021 | Article | Uploaded in:
Recommended minimum coverages and liability limits for independent contractors, vendors and service providers, including general requirements, certificate of insurance, specific insurance, and hold harmless and indemnification agreement.
May 2021 | Article | Uploaded in:
Examines MCIT flood coverage endorsement, its limits and coverage application. Also address National Flood Insurance Program and risk management advice for mitigating flood damage.
May 2021 | Article | Uploaded in:
Tips for how to work with independent contractors to ensure that they have adequate liability insurance limits in place to match the member's policies and projects risk exposures.
May 2021 | Article | Uploaded in:
Valuable papers and records need to be protected. This article discusses what valuable papers and records are, MCIT coverage for valuable papers and records, coverage limits and how members can protect these documents.
May 2021 | Article | Uploaded in:
Insurance comes in two forms—occurrence and claims made. The form of a contractor's insurance can have a significant impact on how, or even if, a contractor’s coverage will apply when a loss occurs. This often confusing aspect of insurance coverage sparks frequent questions from members, which MCIT answers here.
May 2021 | Article | Uploaded in:
To have sufficient financial resources to cover a potential loss, the county fair vendor or exhibitor should agree to maintain adequate insurance coverage with appropriate liability limits and provide proof of that coverage via a certificate of insurance. Article explains the importance of obtaining, reviewing and managing certificates of insurance coverage.
April 2021 | Article | Uploaded in:
As more employees work remotely, increasingly employers have chosen to distribute personnel policies or employee handbooks electronically, often through e-mail, a shared server or posting on the employer’s intranet site. Electronic distribution may be expedient, but it comes with its own unique risks for employers that can be minimized with careful planning.
April 2021 | Article | Uploaded in:
Practical advice for government entities in creating and maintaining e-mail in accordance with the Minnesota Data Practices Act.
April 2021 | Article | Uploaded in:
No two historical societies have identical pieces of history to preserve, and each must decide the best way to cover property to meet their specific needs. MCIT encourages members to discuss coverage options with their MCIT risk management consultant as some of their particular circumstances may not be addressed in this general discussion.