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Browse through a collection of more than 100 articles and model forms in the MCIT Resource Library. Use the search tools to the left to narrow in on the appropriate resource.
56 Articles found | Coverage
December 2015 | Article | Uploaded in:
Over the years, members have expressed concerns about foster care insurance requirements for providers. In the past it was difficult, if not impossible, to find foster care insurance for providers that met the tort cap requirements that MCIT typically recommends. The Minnesota Department of Human Services purchases a foster care insurance policy for each licensed foster care provider in the state. The article discusses this coverage.
December 2015 | Article | Uploaded in:
County recorders have expressed concern over the personal liability to which they may be subject by virtue of the surety bond that a licensed abstracter is required to obtain. To be licensed, an abstracter must be insured. However, abstracter liability policies are no longer available. Instead licensed abstracters must purchase a surety bond. This article addresses issues of abstracter licensing and surety bonding.
December 2015 | Article | Uploaded in:
Valuable papers and records need to be protected. This article discusses what valuable papers and records are, MCIT coverage for valuable papers and records, coverage limits and how members can protect these documents.
October 2015 | Article | Uploaded in:
Volunteer drivers often use their personal vehicles to provide services for MCIT members, such as providing rides for seniors. One common concern is whether auto liability coverage is excluded under the volunteers’ personal auto policies.
July 2015 | Article | Uploaded in:
It is important that members consider the exposures that accompany the addition of interns to their workforce, how MCIT coverage may apply and how to best manage the risks unique to interns.
July 2015 | Article | Uploaded in:
Most of MCIT property coverage is written on a replacement cost basis. This article explores how replacement cost coverage is applied to claim situations., the importance of accurate property values and up-to-date property schedules.
July 2015 | Article | Uploaded in:
General explanation of MCIT’s public employees liability coverage and workers’ compensation for elected officials.
June 2015 | Article | Uploaded in:
It is important for members to understand the exposures that accompany the use of volunteers for their organizations, how MCIT coverage may apply and how best to manage the risks unique to volunteers.
June 2015 | Article | Uploaded in:
Because of the risks generally involved in hosting special events, such as rodeos, demolition derbies, amusement rides and racing, and the limited number of members that sponsor the events, MCIT typically does not cover the events. This article explains the coverage exclusions and provides risk management advice for such events.
June 2015 | Article | Uploaded in:
Each participating member of MCIT has an obligation to fulfill certain responsibilities to ensure the smooth, efficient and effective operation of the organization. This obligation requires that each member designate an individual to function as its “primary contact for MCIT” and fulfill certain duties.