Account for Risk Exposures of Volunteers
Volunteers often help MCIT members provide services to their constituents. Although volunteers may be working side-by-side with staff, working on member premises or working independently with the member’s knowledge, the relationship is different from that of the typical employer and employee. Because of this, it is important for everyone to understand how MCIT coverage responds to claims related to activities of volunteers and how to mitigate the risks volunteers pose to member organizations.
The most common areas of concern for members when it comes to volunteers are:
- Driving and auto coverage
- Workers’ compensation coverage
- Liability for volunteers’ actions
Help Managing Risks of Volunteers
MCIT recommends that members develop policies and procedures that address volunteer issues, such as those noted above.
- A number of resources include key information to help members develop their policies and procedures.
- Members are encouraged to contact their MCIT risk management consultant with questions about managing the risks of volunteers.
Interns, Coverage and Risk Exposures
Public entities may use interns to supplement their workforce. This type of worker has unique considerations when it comes to how MCIT coverage applies to them and the risks they pose for members while they intern for an organization. MCIT recommends members review articles in the Resource Library and develop policies and procedures prior to taking on an intern.