Guides and Handbooks
Coverage Summary
The Coverage Summary for 2026 guide provides a quick reference for understanding the terms, conditions, limits, definitions and exclusions that govern the various lines of MCIT coverage, including:
- Property, including equipment breakdown, inland marine, valuable papers and records, and money and securities
- Drone endorsement
- Liability, including bodily injury and property damage, personal and advertising injury, medical payments, public employees liability, land use defense endorsement, and employee benefits liability
- Automobile, including liability, physical damage and garagekeepers comprehensive
- Cyber
- Employee dishonesty and faithful performance of duty bond
- Workers’ compensation
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