Property and Liability

MCIT provides property and liability lines of coverage that are broad and reflect the risk exposures of Minnesota county government operations and those of affiliated public entities.

Property Lines of Coverage

Coverage includes:

  • Buildings
  • Contents
  • Property in the open
  • Inland marine (movable equipment)
  • Drones
  • K-9
  • More!

Building walls collapsed around large equipment truck as a result of a storm

Liability Lines of Coverage

Liability coverage includes:

  • General liability
  • Public employees liability
  • Law enforcement liability
  • Land use decisions defense
  • Medical payments
  • Drones
  • More!

Auto Lines of Coverage

Lines of coverage offered by MCIT include:

  • Auto liability (automatic as part of membership)
  • Auto physical damage: comprehensive and collision (optional coverage)
  • Garagekeepers comprehensive

Cyber Coverage

Cyber coverage through MCIT includes:

  • Privacy and security event liability
  • Privacy response expense
  • Regulatory proceedings and penalties
  • PCI-DSS (payment card industry data security standards)
  • Electronic equipment and electronic data damage
  • Network interruption costs
  • Cyber-extortion expenses
  • Computer fraud
  • Misdirected payment fraud

Locked padlock shines with computer circuitry overlay

Employee Dishonesty and Faithful Performance of Duty Bond

This bond is automatically provided to each member for its elected and appointed officials to meet the state’s required fidelity bonding.

Employee placing money in his pocket

How to Submit a Property, Liability, Auto, Cyber or Bond Claim

Notifying MCIT about a claim situation is easy!

Submit a notification form through the online member portal (access through orange button at top or bottom of page).