Managing Risks Together
Tailored Coverage, Valuable Service, Member Focused
Minnesota Counties Intergovernmental Trust is not an insurance company. Rather, MCIT is a risk sharing pool dedicated to providing coverage and risk management services for its members, Minnesota counties and associated public entities. MCIT is a joint powers entity established in 1979 pursuant to Minnesota Statutes 471.59 and 471.981.
As a public entity, MCIT understands the unique challenges facing local governments and offers ways to address those risks.
The MCIT Mission
Providing Minnesota counties and associated members cost-effective coverage with comprehensive and quality risk management services.
MCIT routinely considers modifications to coverage to address the changing exposures members have, and the MCIT staff develops programs and services designed to help members mitigate those exposures.
Learn More About MCIT-provided Lines of Coverage
MCIT monitors legislation, court rulings, operational changes, the economic landscape, claims and member input to identify strategies to help members manage existing and emerging risks.
Learn More About Services to Assist Members in Managing Risks
MCIT membership is limited to Minnesota counties and associated public entities. This means that MCIT focuses solely on meeting the risk management needs of this select group.
- Member-elected board of directors
- Long-term rate stability achieved through risk sharing pool structure
- Specialized coverage for county-level public entities (e.g., land use decision making, data practices, law enforcement canine, dams)
- Potential dividend: When financially prudent, MCIT returns excess funds to members
The 2022 MCIT Annual Report shares important challenges and accomplishments of the trust and its financial stability for the fiscal year of 2021.