Weather-related Events

Night sky showing thunder clouds and bolt of lightningMinnesota can experience severe weather and its resulting damage.

MCIT has developed a list of resources to address several frequently asked questions.

Vehicle or Property Loss

Members should contact MCIT as soon as possible to file a claim if vehicles or property covered by MCIT have been damaged or destroyed.

In the event of a property loss, members should:

  • Retain damaged property so it can be inspected by a claims representative and photograph or videotape conditions if possible.
  • Check for structural damage in the foundation, walls, etc. before entering a building. Do not enter a building if it could collapse.
  • Use caution when walking around or assisting in clean up. Wear proper protective equipment and watch for debris, including sharp objects, nails and broken glass.

Learn More

The resource Property Coverage and Weather-related Claims offers tips on managing risks and losses from weather-related events.

Large equipment truck with storm damaged building collapsed around it along with other debris

Employee and Volunteer Injuries

Members should be sure that volunteers are registered and under their direction and control.

If employee or volunteer injuries occur, members should immediately call the Workplace Injury Hotline.

Contact MCIT with Specific Questions

Information about coverage as it relates to a specific entity or location can be obtained by contacting the entity’s MCIT risk management consultant.